Malaysia Student Overseas Study Abroad Travel Insurance
Hotline
+6011-12239838 (Whatsapp)
Arranged
By ACPG Management Sdn Bhd
+603-92863323
Student
Overseas Travel
Stay
protected while studying overseas until you graduate
Complete
protection for students studying overseas, with special features that make it
one of the leading student travel products in Malaysia.
Malaysia Student Assist is an insurance plan that protects and gives you peace
of mind to pursue your educational aspirations when you go overseas to study at
a recognized education institution.
It’s
Reassuring To Know We Are There Congratulations on embarking on your studies
overseas! As you explore the exciting world of education abroad, it’s the
beginning of many hopes, dreams and aspirations that will be fulfilled.
Just
before you set off on your journey of experience and opportunities, have you
ensured that you are well protected should the unexpected affect your long-term
plans?
You
may worry about your studies being interrupted due to unforeseen circumstances.
Perhaps
you fancy trying out some amateur sports and leisure activities while you’re
away.
And since you’re overseas, why not travel and see the world during your
vacation?
Even
when you’re back in your home country for the holidays, wouldn’t you like to
enjoy it peacefully?
Don’t
wait.
Make the important decision to enjoy complete peace of mind during your
studies abroad.
Choose
to be reassured.
Malaysia Student Assist Benefits
Tuition
Fee reimbursement for study interruption
We'll
reimburse you for the non-refundable portion of your tuition fees paid in
advance, in the event of study interruption due for specific reasons.
Medical
& personal accident cover
You'll
be reimbursed for medical expenses incurred due to accidental injury or illness
sustained when studying overseas.
Sponsor
Protection
We
provide you financial security in the event of accidental death of your sponsor
(the individual who sponsors your study overseas).
Our
own global assistance service
A fast
and efficient 24-hour Emergency Assistance Team is available to assist you in
the event of injury following an accident or if you are ill and require
hospital attention abroad.
DESCRIPTION OF
COVERAGE
1.Medical &
Accidental Dental Expenses You will be reimbursed for medical and dental
expenses incurred which are medically necessary due to accidental injury or
illness sustained during your duration of cover.
For the avoidance of
doubt, dental expenses shall only be reimbursed for conditions caused by
accident only.
2.Emergency Medical
Evacuation/Repatriation of Mortal Remains In the event that you suffer from an
illness/accident which in the opinion of Travel Guard, necessitates your
emergency medical evacuation to Malaysia, Travel Guard will arrange for your
evacuation and pay for reasonable expenses incurred.
In the unfortunate
event of your death during your studies overseas, this plan will arrange and
pay for all reasonable covered expenses incurred to return your remains to
Malaysia.
3.Compassionate
Visit
a) If you are
hospitalized for 5 or more consecutive days and your medical condition does not
allow your medical evacuation and no other adult member of your immediate
family is present, this plan provides a round trip economy class air ticket,
meals, communication and accommodation expenses to allow one of your immediate
family members to travel to the country where you are to be with you.
b) It covers your
trip back to Malaysia in the event that your parent, spouse or child in
Malaysia suffers death or is hospitalized for more than 5 consecutive days.
4.Accidental Death
& Permanent Disablement We provide worldwide coverage against accidental
death or permanent disablement during your duration of coverage, or on vacation
anywhere in the world including Malaysia up to 60 days as long as the policy is
still in force.
5.Felonious Assault
You will be covered in the event you suffer injury resulting in permanent total
disablement or death due to robbery, attempted robbery or criminal act of
violence. This is paid in addition to the accidental death and disablement
coverage benefits.
6.Sponsor Protection
Provides financial security to you in the event of accidental death of the
individual who sponsors your study overseas (such sponsor must be your parents
and/or guardians and must be named in the proposal form and certificate of insurance).
7.Study Interruption
The plan will reimburse you for the non refundable tuition fee which you paid
in advance, should any of the following events take place:- • Accident or
sickness leading to your hospitalization for 14 days or more • Terminal illness
• Emergency medical evacuation • Death of one of your immediate family members
8.Travel Delay A
cash allowance will be paid if your scheduled common carrier is delayed for
more than 6 consecutive hours.
9.Baggage Damage
During Air Common Carrier Travel A cash allowance will be paid if your
accompanying check-in baggage in an air common carrier is damaged to the extent
that is no longer useable up to the amount specified in the Schedule of
Benefits.
10.Damage or Loss of
Personal Effects In the event of accidental loss or damage to your personal
effects due to robbery, burglary, snatch theft or negligence of the common
carrier, you will be indemnified for loss or damaged sustained up to the amount
stated in the Schedule of Benefits.
11.Loss of Travel
Documents A cash allowance will be paid in the event you lose your
passport/visa due to burglary, robbery or snatch theft, for the replacement of
your passport/visa, additional transport, meals, communication and
accommodation expenses as a result of the loss.
12.Loss of Money
Pays for loss of money due to burglary, robbery or snatch theft during your
duration of coverage up to the amount specified in the Schedule of Benefits.
13.Personal
Liability Covers you against your legal liability for bodily injury or property
damages caused to a third party.
14.24 Hours
Worldwide Travel Assistance Travel Guard shall provide the following services
for the benefit of the Insured Person. These services are provided by
multilingual travel assistance coordinators via telephone and such assistance
provided shall not include the costs incurred to solicit these services.
A.Emergency
Assistance Services
a) Medical reference
b) Advance payment
of Medical Expenses
c) Emergency Medical
Evacuation
d) Repatriation of
Mortal Remains
B.Technical Services
a) Lost/stolen
baggage and personal effects
b) Recover, locate
and replacement of travel documents
c) Legal Referral
C.Pre-Trip General
Services
a) Advice on
procuring Travel documentation
b) Advice on
immunizations, epidemics and available preventive measures
c) Information on
Political/Environment warning
d) Information on
currency exchange rate, location of major banks and public holidays
e) Information on
weather condition The above stated travel assistance services shall be provided
by Travel Guard and the Company shall use its best endeavours to ensure that
Travel Guard shall use every effort to provide the services save and except for
circumstances beyond its control.
What is this product
about?
This policy provides
compensation for students studying overseas in the event of injuries,
disability or death caused solely by violent, accidental, external and visible
events, emergency evacuation and repatriation, travel inconvenience benefits,
study interruption due to unforeseen circumstances arising such as death of
parent or guardian who is financing your study.
You will have
immediate access to 24-hour worldwide assistance in case of an emergency
situation when you are abroad.
This cover can be
purchased by a student who will be studying overseas at a registered and
accredited educational institution for higher learning.
What are the
covers/benefits provided?
Please refer to the
schedule of benefits in the brochure.
Duration of cover
ranges from 6 months, 1 year to 3 years selection. You need to renew your
annual insurance cover annually.
How much premium do
I have to pay?
• Please refer to
the premium table in the brochure.
• Premium is payable
based on period of study.
• Payment can be
made by credit card.
Choose
Malaysia Student Assist arranged by Malaysia Medical Insurance
Organisation (MMI).
Any
Urgent Enquiry, Please send your Whatsapp Message to +6011-12239838 for Prompt
Assistance (Monday to Friday 9.00 am to 6.00 pm).
Malaysia Student Overseas Study Travel Insurance Online Purchase
Hotline
+6011-12239838
Arranged
By
ACPG
Management Sd Bhd
158-3-7,
Kompleks Maluri,
Jalan
Jejaka, Taman Maluri,
55100
Kuala Lumpur, Malaysia.
+603-92863323,
+6011-12239838.
enquiry@acpgconsultant.com
A
member of Malaysia Medical Insurance Organisation (MMI)
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